PASINAYA HOMES NAIC CAVITE - 4PH AND REGULAR PAG IBIG PROGRAM AVAILABLE- Cash out- Reservation fee

Pasinaya Homes

is a  socialized housing community located in Barangay Muzon, Naic, Cavite It is primarily targeted towards minimum wage earners and starting families and offers a quiet, secure neighborhood with various amenities. 

Location and Accessibility

The community is situated in Brgy. Muzon, Naic, Cavite, and provides access to essential facilities and transportation. 

• Address: Brgy. Muzon, Naic, Cavite

• Accessibility: Accessible via Governor's Drive and Antero Soriano Highway. Public utility vehicles (PUJs, buses, tricycles) are available from the subdivision to the main highway, malls, and hospitals.

• Nearby Establishments: The development is near the Cavite State University, Naic Public Market, Naic Grand Central Terminal, and Naic Medicare Hospital. 

officially part of the government’s Expanded 4PH Program as of 2025. 

The Expanded Pambansang Pabahay para sa Pilipino (4PH) is a flagship program designed to make homeownership more accessible to low-income earners through significant monthly subsidies and reduced interest rates. 

Key Benefits under the 4PH Program

Availing a unit through this program significantly lowers the monthly cost compared to standard Pag-IBIG financing:

• Subsidized Interest Rate: The interest rate is reduced to as low as 3% per annum for socialized housing units.

• Lower Monthly Amortization: While regular monthly payments were previously around ₱4,800–₱5,000, the 4PH subsidy reduces the monthly amortization to approximately ₱3,500 to ₱3,579.

• No Downpayment/No Equity: The program allows for zero downpayment and zero equity, requiring only a minimal cash-out (typically ₱10,000) for utility connections (water and electricity) and processing. 

Unit and Location Specifications

• Project Name: Pasinaya Homes Timog.

• Location: Barangay Muzon, Naic, Cavite.

• Unit Type: 2-Storey Townhouse (provision for 2 bedrooms, 1 toilet and bath).

• Size: Approximately 30 sqm lot area and 32 sqm floor area. 

How to Apply

Interested individuals can register through the https://www.winvillerealty.com/online-application-form For specific inquiries regarding available slots or site viewings at the Muzon site, you may contact us at  https://www.facebook.com/winvillehomesrealty

Amenities and Features

Residents have access to various community amenities. 

• Security: Gated community with 24/7 security and security guards.

• Recreation: Includes a basketball court and a children's playground.

• Other: Multi-purpose hall and a service area.